ESAs: Education Savings Accounts & Certificates

Get an edge on education costs:

• Earnings are tax-free if used for education expenses
• Students may be the beneficiary on more than one ESA—total contributions cannot exceed $2,000
• Any individual (meeting adjusted gross income requirements) can make a non-deductible contribution
• Your account is included in our Safety and Soundness Guarantee

Choose from a variety of Navy Federal ESA accounts.

Education Savings Accounts (ESAs)
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EasyStart ESA Certificates
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ESA Certificates
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College Central Learn how Coverdell ESAs and 529 plans can help you save for college. Visit College Central for savings options, cost calculators and more. College Savings Planner Let the planner quickly compute how much you need to save per month, inflation included, to pay for college. Calculate savings for each child. College Cost Search Find out the annual cost of a specific college Search by state or school.