Navy Federal
Home | Locations/ATMs | Search/Sitemap | Contact Us | Sign On  
Navigation
Planning & Tools > Smart Saving & Investing > How Do You Rate as a Money Manager?
 

How Do You Rate as a Money Manager?

Being a disciplined money manager requires that you assess where you stand from time to time. Make sure you are on track by answering these questions.

1. Do you save money every month?

Yes  No

2. Do you have a budget and keep track of or review how much money you spend each month?

Yes  No

3. Do you pay bills on time every month?

Yes  No

4. Are you making more than the minimum monthly payment on your credit cards?

Yes  No

5. Are your monthly credit card and loan (including car and mortgage or rent) payments no more than 40% to 45% of your pay after taxes?

Yes  No

6. Is your credit rating satisfactory?

Yes  No

7. Do you have an emergency fund?

Yes  No

8. Do you have enough life insurance?

Yes  No

9. Do you have an up-to-date will?

Yes  No

10. Is your net worth improving?

Yes  No

 

 

View the Answers

Temp text
 
Products & Services Planning & Tools About Navy Federal