Credit Cards: Four Questions You Should Ask

Before you sign up for a credit card, review all terms and conditions. Then answer these four questions:

• What types of fees and “special” APRs does the card charge?
• What’s the grace or “free” period before interest is charged?
• Does the card come with special features, such as travel miles, free car rental insurance, etc.?
• What is my available line of credit?

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