College bound? Education Loans are simply smart.

Add paying for college to your list of accomplishments!

The Navy Federal Education Loan Program can make it happen.

• Loans for parents and students
• Great rates
• Amazing savings through Timely Rewards
• Take up to 10 years to repay

Apply for a Stafford Student Loan and/or Parent Loan for Undergraduate Students (PLUS), no matter what your family income or assets.

Stafford Student Loans

There are two types of Federal Stafford Loans—depending on whether your student passes the federal "needs" test.

• Federal Subsidized Stafford Student Loan
• Federal Unsubsidized Stafford Student Loan

  > Apply for a Federal Stafford Loan

Parent Loan for Undergraduate Students (PLUS)

If your child's school participates in the Federal Family Education Loan Program, you can apply for a PLUS loan to cover some or all of the cost of attendance.

  > Apply for a PLUS Loan

Amazing savings with Timely Rewards!

This money-saving program gives students who make their Navy Federal Stafford Loan payment on time for 24 months a 2 percentage point rate reduction.*

For PLUS loans we'll provide a 1 percentage point rate reduction for parents beginning at the time of repayment.

Plus, earn an additional .25% rate reduction* when loan payments are automatically deducted from a Navy Federal checking account or any other financial institution's checking or savings account.

*Available on federal education loans disbursed on or after July 1, 2000.

Other Member Specials