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goRewards®—Gets you going
Annual Percentage Rate |
Variable |
Annual fee |
$181 |
Reward points |
Earn one point with every $1 of net purchases |
Rewards return |
Rewards up to 1.7% return on each dollar spent |
Point redemption |
Start redeeming at 3,500 points for merchandise, gift cards, cash and travel.2
Reward examples:
- 5,000 points for a $50 Best Buy® Gift Card
- 15,000 points for $200 discount on any airfare
- 22,000 points for $250 cash back
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Point limits |
None |
Point expiration |
4 years |
Cardholders |
Single or joint account, authorized users |
Grace period on purchases |
25 days |
Other Benefits |
Auto Rental Insurance
View goRewards Benefits and Rewards Guides |
No balance transfer fee. |
1Click Credit Card Rates for details.
2Rewards are subject to change. For the most current rewards information and merchant disclosures, please visit our redemption Web site, which can be found on Navy Federal Online® Account Access.
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Savings & Checking
Credit & Debit Cards
