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Flagship Rewards—For People Who Know Where They're Going
Annual Percentage Rate |
Variable |
Annual fee |
$49 |
Credit Line |
$5,000 minimum |
Reward points |
Earn one point with every $1 of net purchases |
Rewards return |
Rewards up to 2% return on each dollar spent |
Point redemption |
Start redeeming at 10,000 points for airline tickets, hotel stays, merchandise, gift cards or cash.* Redeem travel points online in Account Access.
Sample Rewards:
- 15,000 points for $300 roundtrip airline ticket
- 30,000 points for $600 roundtrip airline ticket
- 50,000 points for $750 cash back
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Point limits |
100,000 points annually |
Point expiration |
5 years |
Cardholders |
Single or joint account, authorized users |
Grace period on purchases |
25 days |
Other Benefits |
Auto Rental Insurance, Extensive Travel Accident Insurance, Travel and Emergency Assistance, Extended Warranty Service
View Flagship Rewards Benefits and Rewards Guides |
No balance transfer fee. |
*Rewards are subject to change. For the most current rewards information and merchant disclosures, please visit our redemption Web site, which can be found on Navy Federal Online® Account Access.
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Savings & Checking
Credit & Debit Cards
