Automated Clearing House (ACH)

Make a one-time, one-time future-dated or a recurring electronic transfer via the ACH:

1. Contact Navy Federal to transfer funds from your checking account at another financial institution to make your Navy Federal loan payment.
2. Navy Federal has a $10,000 per day limit for incoming deposits to loans and a $30,000 per day limit for mortgages.
3. Initiate these transfers:
• at Navy Federal Online^® Account Access (enroll in Account Access)
• by calling 1-888-842-NFCU (6328), international numbers.
• visiting a local branch
• by downloading and completing an Automatic Recurring Funds Transfer Authorization via the Automated Clearing House (ACH) form and mailing it to:

  Navy Federal Credit Union
  P. O. Box 3000
  Merrifield, VA 22116-9755

4. You'll need to provide your checking account number and the Routing/Transit Number at the other financial institution.
5. No Navy Federal fee, but other financial institutions may charge.