Automated Clearing House (ACH)

Make a one-time recurring or one-time future-dated electronic transfer via the ACH:

1. These must be made from your checking account. You can make a one-time recurring or one-time future-dated transfer to a (non-commercial) personal checking account at most financial institutions in the U.S.

2. Generally takes 2-3 business days for a one-time transfer to be credited to your account.
3. There is a $2,500 per day limit on the transfer amount. However, there is a $500 per day limit for transfer requests made by phone to third parties.
4. You will need the Routing Transit Number and the checking account number at the financial institution receiving the ACH credit.
5. Initiate these transfers:
• at Navy Federal Online^® Account Access (enroll now in Account Access)
• by calling 1-888-842-NFCU (6328), international numbers.
• Visiting a local branch
• or by downloading and completing an Automatic Funds Transfer Authorization via the Automated Clearing House (ACH) form and mailing it to:

  Navy Federal Credit Union
  P.O. Box 3000
  Merrifield, VA 22116-9755